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Rate Alert
Sammamish Mortgage can offer loans with no points, no origination fees and no mortgage broker fees by earning a Yield Spread Premium (YSP) from the lender .
http://www.sammamishmortgage.com/Library/Interest_Rates/Rate_Alert.html

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Consumer Laws and Regulations: Real Estate Settlement ...
The loan originator's own origination charge, including processing and underwriting fees;; The credit or charge for the interest rate chosen (i.e., yield spread .
http://www.consumerfinance.gov/guidance/supervision/manual/respa-narrative/

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